What are the factors that determine your credit score?
Shelby G asked:
Also, what makes you lose or gain points in your credit score?
What is considered to be the average credit score?
get credit
Also, what makes you lose or gain points in your credit score?
What is considered to be the average credit score?
get credit
September 1st, 2009 at 4:08 pm
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* Payment history – 35%
* Amounts owed – 30%
* Length of credit history – 15%
* New credit – 10%
* Types of credit used – 10%
# We’re the inventor of the FICO® score
# We’re the only site offering all 3 of your FICO® scores
# The median FICO® score in the U.S. is 723
September 5th, 2009 at 12:21 am
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factors are:
1-length of credit history, and what kind of accounts you have been paying ( credit cards- auto loans. the longer the better as long as your accounts have always been paid on time. no late payments or collections.
2-your credit lines the higher credit lines you have the better u are.
3- unused credit, the higher the amount of credit that is available to you and you do not used, the better.
the national average credit score is about 680.
September 5th, 2009 at 1:17 pm
get credit
Fair Issac recently changed their formula ,
bookmark this for current info
good luck
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