Archive for August, 2009

What is the average approval rate for credit card applications?

Saturday, August 29th, 2009
argsoc asked:


Does any have the industry standard for approval rate for all credit card applications? What percentage of credit card applications are approved?
If you have the answer to this question, please provide a link or description of the source that states it. Thank you!

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What is the minimum credit score required to be approved for a Southwest Rapid Rewards Visa?

Saturday, August 29th, 2009
newtobigd78 asked:


Or any other high-demand credit cards, like American Airlines, Amazon, etc.? I know you can get Orchard Bank and other low-demand cards easily. Thanks.

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Is giving my credit card,debit card and bank account information to paypal and ebay safe?

Saturday, August 29th, 2009
Surain C asked:


There are rumours about money theft by unauthorized persons from your debit cards,credit cards and bank accounts.I am planning to do business online.Will it be safe to give my credit card, debit card and bank account number to paypal and ebay.

credit card

How can I get my credit card company to report account information?

Saturday, August 29th, 2009
awill110 asked:


I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this.

Thanks in advance.

credit card

How does your credit get affected by a closed credit card account due to a stolen credit card?

Friday, August 28th, 2009
Stuck in the Middle Ages asked:


What happens to one’s credit when the person’s sole credit card is taken and used illegally? We’re not sure how this will affect efforts to refinance, as this is my wife’s only credit card. She will be receiving a replacement in the next week and will have an affidavit indicating that the charges were not hers.

Any suggested approaches to ensuring that her credit info is considered before the card was stolen and the account closed?

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