Archive for August, 2009

Why is my Experian credit score different on the TransUnion website?

Friday, August 28th, 2009
amandad asked:


I am currently enrolled in Experian credit monitoring. I signed up to get all 3 scores from TransUnion just to see if there was a difference and there is! My score on the Experian site is 75 points higher than the one TransUnion shows as my Experian score. How can that be?? Shouldn’t they be the same?

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How does a small business get its credit rated?

Tuesday, August 25th, 2009
xxroxy1616 asked:


I am interested in purchasing my friends resturant to help him get out of debt. He had it incorporated. So I will be owning my own corporation. How do banks and lenders view you as far as credit wise? Is it linked to my personal credit rating or do I get a separate rating for the business(corporation)? Please help before I make a big mistake. I appreciate any and all answers!

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How does getting credit back on your credit card work?

Monday, August 24th, 2009
Philosopher asked:


Let’s say I buy something for $100. I return it and they say I will have that credit back on my credit card. So now my credit card balance is $100? What if I paid for that $100 already and then returned it and got credit back? Can a credit card have a balance and have money withdrawn from it?

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How to catch a credit card thief?

Monday, August 24th, 2009
spyder_akira asked:


If someone uses your credit card from the other side of the world, how do you make them pay ?
If they used it on ebay, is there some way to track them down ?

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How can I pay off my bad credit without a debt consolidation service?

Monday, August 24th, 2009
dolphinsurfcafe asked:


All of my credit debt sums up to $5,600.
The largest one in this group is about $1,600.

What’s the best way to go about paying this off.

I tried a personal loan and couldn’t get one because of my bad credit history.

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