Archive for September, 2009

What is the best credit card to apply for for the first time?

Sunday, September 27th, 2009
flori0009 asked:


I have years of excellent on-time rental history, however I have no credit because I’ve never been in debt (always pay bills on time) go figure. I was wondering which credit cards I could apply for, for the first time. Wal-Mart Credit card rejected me because I have no credit, and I’m just looking for something small so I can put things on the card and pay them off quickly to establish some sort of credit. Any suggestions?

credit card

Can credit card companies sue an estate of someone who has died to collect outstanding balances?

Sunday, September 27th, 2009
artis asked:


My father in-law has incurable cancer, and outstanding credit card debt of about $55K. Can the credit card companies sue his estate or children to collect the outstanding balances on his accounts once he passes away?

credit card

Is a credit card number really valid for a deposit on a service?

Sunday, September 27th, 2009
JNate asked:


I own a small business which often takes credit card numbers over the phone as a deposit. We recently had a customer no show, and she contested through her credit card company when we charged her (she claims it wasn’t explained when she gave us her #). The credit card company took her side and said it is policy to allow anyone contesting to get their money back if there is no signature. How can this be? So many hotels and services take card #’s as deposits!

credit card

What is a good credit card to get with average credit?

Sunday, September 27th, 2009
Mcl asked:


I know there is a whole bunch of crappy credit cards I can get but I want a decent one like ( Discover, Citibank,Visa,MasterCard) but I only have average credit which is not great but it isnt poor so I just want to know which one can I apply for and MOST LIKELY get approved for? Would I be able to get a exxon mobile card with average credit? I dont want to get denied keep that in mind…Credit score is about 635.

credit card

How do I go about getting good credit if I have almost no history and all the history that I do have is bad?

Saturday, September 26th, 2009
flyboy711672005 asked:


I’ve made some mistakes in the past and I had absolutely no history in the past as it is. So, how do I go about salvaging bad credit and getting a chance to make my credit history decent?

get credit