Archive for September, 2009

What credit card can I apply for that does not check credit?

Saturday, September 26th, 2009
sayyeahh asked:


I am attempting to build a positve credit rating and I need a card that reports to the credit bureau, but will allow me to obtain it without a credit check. HELP?

credit card

What is the best credit card on the market to transfer another credit card balence?

Friday, September 25th, 2009
big dawg26 asked:


My wife and I have a couple of credit cards and we would like transfer the balance of those cards to a card that has no interest for the first 12 or 15 months. Is there anything like that available?

credit card

How much will my credit score be affected if I was reported to a collections agency just once?

Thursday, September 24th, 2009
Daos asked:


My credit score was near perfect before this and I was reported just once for a small amount of $13. I am desperate and I have no clue what this will mean to me. Please provide some resources if possible!

get credit

What happens to a debt after it is erased from you credit report?

Wednesday, September 23rd, 2009
Jess asked:


I was once a typical and stupid college freshman who was taken in by the credit card companies that were advertising all over campus. It got to a point where I had seven different credit cards that were all maxed out. I was able to eventually take care of some of them, but others I had either lost track of or just could not afford to pay at the time. Two of these past credit card debts are now over seven years old and are no longer on my credit report, but they have just recently sent me a collection notice. I cannot afford to pay these now, I just finished major repairs on a car that we ended up trading in and my mom cosigned a loan for a new car that I desperately needed. PLEASE HELP! Thank you so much.

get credit

Closing a credit card account that is inactive? How much will it affect my credit report?

Tuesday, September 22nd, 2009
jenahfah asked:


I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is a secure credit card, with only a $300 limit. I have two other credit cards that I use a lot more often and I’ve been very responsible about paying bills on time.

credit card