Archive for October, 2009

I have a credit score of 630 which is fair. Ive had a bankruptcy 1 yr. ago. how can I rebuild my credit?

Saturday, October 31st, 2009
A NURSE asked:


I appiled for a credit card and was approved for a secured one with first preimer bank. The charge you even when you arent making and charges, they even charge if you are approved for a credit limit increase. Each time I apply for a line of credit with a nonsecured credit company I get rejected, but I get applications in the mail everyday. People have been telling me to finance a car to get my credit on track faster, but I am not ready for that responsibilty and besides I already have a car thats paid for. Will I ever be able to get approved for a decent credit card or moreless a mortage.

secured credit application

i want to ask with a secure credit card from orchard bank?

Saturday, October 31st, 2009
TRUELOVER asked:


and u mail the deposit in with your application are u approved as long as u send in proof that it is you applying for a secure credit card.thanks to everyone who answer this question.

secured credit application

What happens if a credit card does not let a transaction go through for online gambling?

Friday, October 30th, 2009
w_capote asked:


I’ve used a credit card for online gambling before with no problems. I never knew that that wasn’t allowed. Anyways, recently some of those transactions never went through with the credit card. They remained pending then dissappeared. When I made the deposit on the gambling site they went through normally and I was able to use that deposit but my credit card never charged me for it. Does the online site have any way to collect the money from me? I’m not trying to cheat them with a bounced check or anything, the transaction just didnt go through since apparently once credit card companies are aware of a gambling transaction they won’t let it go through. What should I do?
I’ve used a credit card for online gambling before with no problems. I never knew that that wasn’t allowed. Anyways, recently some of those transactions never went through with the credit card. They remained pending then dissappeared. When I made the deposit on the gambling site they went through normally and I was able to use that deposit but my credit card never charged me for it. Does the online site have any way to collect the money from me? I’m not trying to cheat them with a bounced check or anything, the transaction just didnt go through since apparently once credit card companies are aware of a gambling transaction they won’t let it go through. What should I do? The credit card company already contacted me and warned me to stop using the credit card for these purposes. So as long as I do stop there won’t be any problems with that. By the way these charges I’m referring to are over 1 month old.

get a credit card online

Credit Card Info?

Friday, October 30th, 2009
stefani_21 asked:


today I looked up my checking account balence only to see that somehow I had a debit for $200. I work at the bank so at work I asked a banker and he said that somehow I filled out a credit card application online and it was the secure payment. This was not authorized by me, does anyone know how to go about filing a dispute?? thankkks

secured credit application

Is there a credit card that lets you save multiple checking accounts online to pay off balance?

Friday, October 30th, 2009
AN asked:


In other words, sometimes I want to pay my credit card balance with checking account 1, and other times with checking account 2. Every time I want to change which account to use, I have to re-enter the routing number and account number. I want to be able to store this info for more than one checking account so it is easier to pay off the balance with either account.

get a credit card online

Is it possible to buy something online without using a credit card?

Thursday, October 29th, 2009
Em asked:


Like on Amazon or a store’s website.

get a credit card online

I found a company that offers a credit card to use with their online stores but can’t remember website?

Tuesday, October 27th, 2009
my_way_of_hiding asked:


I can’t remember the company name, but you sign up, pay 9.95 and they send you a credit card to use with their affiliate companies to help rebuild your credit. You start off paying 51% of total price and the rest is made in payments, they report to the major credit beareau when payments are made on time, or even if they’re not. Can’t remember the website for the life of me. Anybody have any idea what it is?

get a credit card online

I applied for a secured credit card.what does under review really mean?

Tuesday, October 27th, 2009
MaxBasil asked:


When I applied for a secured credit and put $500 hundred down for the security process. I looked up my application on the web and it said under review and that I would receive a letter in 10 days.

secured credit application

Can i increase my credit card limit online?

Tuesday, October 27th, 2009
o’really asked:


I have a credit card through chase bank. I will be going out of town in the next couple weeks and I would like to pay for things while there with my credit card instead of carrying cash around with me. [I have the money so I wont be getting myself into debt and I'll pay it off immediately]
I hate calling the customer service because I can never hear/understand them and I don’t like the additional fee you recieve for just talking to them. Is there a way I can request an increase online?
I have a limit of 2,000 right now.

get a credit card online

How do I get a secured credit card if my ChexSystems record is bad?

Monday, October 26th, 2009
SecuredPlz asked:


I’ve been trying to frantically repair my credit after thousands of dollars was stolen from a bank account of mine about a year ago. After the money was stolen, my bank was forced to shut down my account and report me to ChexSystems. I would love to get a secured credit card and begin repairing my credit, but all of the secured credit card applications that I have come across are affiliated with banks that use ChexSystems. I understand that secured credit cards are issued after a person has deposited money into a savings account with the issuing bank. But, what if my ChexSystems record is bad? If I try to apply for a secured credit card that is issued by a bank that uses ChexSystems, would I be denied? If so, where else would I be able to get a secured credit card?

secured credit application