this is my first time purchasing things online. So I was told to use my credit card for online purchase?

Miki T asked:


I was wondering can i pay the credit card bill by just simply transferring the amount of cash from my checking account to my credit account would that work? or is there anything else i have to do to pay the credit. I know bank of america has this online bill pay thing but im unfamiliar with it, and i never bought anything online before and i never used a credit card i only used my debit card so far. So can someone tell me what i should do to avoid bills or anything sent home and how to just pay it off online.

get a credit card online

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4 Responses to “this is my first time purchasing things online. So I was told to use my credit card for online purchase?”

  1. David B Says:

    get a credit card online

    Bills will always be sent home, unless you signed up for e-statements. If you do sign up, you’ll get e-mails instead of postal mail.

    First, log onto your credit card company’s website. You will have to enter your checking account info in one of the sections. This will let you use your checking account (that your debit card is connected to) to pay for your credit card bill.

    Second, purchase the item online with your credit card. After a few days, the purchase will appear on your online credit card statement.

    Third, log back onto the credit card’s website after waiting a couple of days. Check to make sure you were charged the proper amount. You can then either pay for it now, or wait until later (e.g., if you’re going to be making more purchases).

    Also note that some credit card companies have something called virtual credit card numbers. They let you generate a credit card number that is attached to your real credit card number. You then use the virtual credit card number on the online website so that your real credit card is not at risk. Once the deal is done, you can go back and cancel the virtual credit card number. Check into this feature before you start using your credit card online. It’s a nice security feature.

  2. Cris Y Says:

    get a credit card online

    cards.hotusa.org – I personally use this card for paypal, ebay and shopping in internet. Never had any problems.

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