now that I know I need a secured credit card, what bank?
. asked:
thanks to all who replied to my previous posts. so, with the information I have been given, I know now that I need to get a secured credit card to rebuild my credit. unfortunately, the bank I go to, U_S BANK, does not accept applications that have a bankruptcy listed on their credit report, even one 4 years ago. do you know of any banks that still accept applications for a secured credit card from individuals who have had a bankruptcy?
secured credit application
thanks to all who replied to my previous posts. so, with the information I have been given, I know now that I need to get a secured credit card to rebuild my credit. unfortunately, the bank I go to, U_S BANK, does not accept applications that have a bankruptcy listed on their credit report, even one 4 years ago. do you know of any banks that still accept applications for a secured credit card from individuals who have had a bankruptcy?
secured credit application
Tags: Applications, Credit Report, Secured Card
October 26th, 2009 at 3:48 am
secured credit application
It seem slike US Bank doesn’t understand how secured credit cards work.
It doesn’t matter what your credit history is for secured credit cards. Money you deposit is used as collateral for the card.
Find another bank and transfer all your assets to the new bank. Before you do, check their secured credit card agreements. Sometimes these can be too expensive (higher interest rates, high annual fee, even a monthly fee on top of the annual fee, etc).