Where can I get a secured credit card?
MedeivelReign asked:
I’m 25 and never had a credit card. I get denied for the regular card, and my bank doesn’t do secured credit cards… I’m a full time student and got turned down for the student card as well. I’ve seen applications online for secured cards that always ask for employer and salary. But I’m a student and would like to use some of my loans to start up some good credit. I’d only use it to pay for utilities and normal things, then pay it off each month.
Where can a student get a secured card?
secured credit application
I’m 25 and never had a credit card. I get denied for the regular card, and my bank doesn’t do secured credit cards… I’m a full time student and got turned down for the student card as well. I’ve seen applications online for secured cards that always ask for employer and salary. But I’m a student and would like to use some of my loans to start up some good credit. I’d only use it to pay for utilities and normal things, then pay it off each month.
Where can a student get a secured card?
secured credit application
November 11th, 2009 at 11:21 am
secured credit application
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Find Choose
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November 12th, 2009 at 1:43 pm
secured credit application
Capital One. They’ll give you a secured card with $1 for $1 limits up to a limit of $750. If you keep your account in good standing, usually a couple years they may increase your limit and/or return your secured funds.
Be sure to always, always, always pay your balance off. Use your card sparingly. Use it only to give yourself history. For example be SURE that you have the cash, then charge your card for something like a shirt and then pay it before the due date. You need to actually use your card to better your credit score.
November 12th, 2009 at 4:07 pm
secured credit application
gees I can’t believe you were turned down – my daughter 18 got 3 student ones (small limits) but still go them with nothing on her credit report
try: 1fbusa.com
citibank student
bank of america student
capital one student
try small stores too
but limit how many you apply to because credit inquires count again you…. good luck
November 16th, 2009 at 2:17 am
secured credit application
Bank of America Secured Visa Platinum
Orchard Bank Secured MasterCards
New Millennium Bank Secured Platinum Visa® or MasterCard®
Search for more
November 18th, 2009 at 12:10 pm
secured credit application
In my experience there are two types of Bad Credit Credit Cards. One is a secured card, and the other has a much higher rate of interest. Both can be used to rebuild your credit worthiness after getting back on your feet. Secured credit cards are great for rebuilding your credit. You send the credit card company a pre deposit amount set by the company!–This amount will be equal to your credit limit. Pay over your minimum every month and send your payment in before the due date and you will build your credit up gradually. Never miss a payment, be late on a payment, or go over your credit limit even by a small amount.
You don’t want the company to ever have to take from your pre deposit amount because they want you to handle your account just like you would an unsecured card. A great thing about this pre deposit amount that you send in is it can act as a savings account even earning a little–bit of interest for you. After establishing yourself with the credit card company, they may decide to give you a unsecured credit card or increase the limit on the one you have with them without having to make another deposit. Secured credit cards are a good choice for anyone wishing to rebuild their credit history.
November 21st, 2009 at 9:08 am
secured credit application
Have you tried more than one student credit card? I had to apply for 3 cards before I finally was accepted for one. Try the link in the source. That’s the one I was approved for.
November 22nd, 2009 at 2:49 am
secured credit application
Look into the Citibank for college, its a great card and they approve almost all students. The Discover Student Card is great as well. If you apply for either of these cards on applyfastbankcards you will get paid $40. They pay people to use their site to apply, so if you find a secured card you like you might as well use their site:)
Good Luck on the hunt, look around, you will get approved!
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