about credit cards?
idk which one i should get.. i have some ideas.. just which one do u ppl have a nd do u like it.. which one is the best???
hers are some i was thinkin of..
citi dimond perfered:
0% APR* on balance transfers and purchases for up to 12 months, based on your application and credit history.*
After the introductory period is over, APR on purchases will be as low as a variable 7.74%, based on your application and credit history.*
No annual feeCiti Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
capitol one:Rewards
1% cash back on all regular purchases
2% cash back on purchases at gas stations and major grocery stores
Credit Card Rates and Fees Important Disclosures
Purchase APR: 0% until October 2009;
after that, 13.9% variable
Transfer APR: 13.9% variable
Transfer Fee: $0
Annual Fee: $0
Credit Limit: $500–$10,000
ok i like dont no what all that really means bc im new at this crap.. so pleas help!! thanx
secured credit application
Tags: 0 Apr On Balance Transfers, Crap, Unauthorized Purchases
November 13th, 2009 at 8:48 am
secured credit application
I had a Citi card and I loved it. It had to be closed for personal reasons. Anyway, the intro APR is great. And although it’s rate is variable after the intro period, it doesn’t have an annual fee.
If you happen to use credit to spend, then Capital One would be great, because you’d get those rewards. But it’s only helpful when you pay off in full every month, otherwise you’ll be spending money just to get the rewards, which will cost you more overtime. Also, the rate is a higher variable one after the intro period and I’ve heard horror stories about Capital One.
You should apply for the Citi card.