Why would a secured line of credit be denied?
Jen M asked:
My fiance mailed out an application and $300 money order to USBank for a secured credit card yesterday. We were just curious if the bank could deny him, and if so, what would be some reasons? The bottom of the application says that it will be denied if the applicant is under the age of 18 or has filed bankruptcy, but are there other reasons he could be denied?
secured credit application
My fiance mailed out an application and $300 money order to USBank for a secured credit card yesterday. We were just curious if the bank could deny him, and if so, what would be some reasons? The bottom of the application says that it will be denied if the applicant is under the age of 18 or has filed bankruptcy, but are there other reasons he could be denied?
secured credit application
Tags: Bankruptcy, Fiance, Money Order
November 14th, 2009 at 5:41 am
secured credit application
You won’t be denied as long as you reside in a state where US Bank is licensed to do business (and it is, in most states). Your money is the card’s security. If you don’t make payments or default, the issuing company has your money to pay off the debt.
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