MedeivelReign asked:


I’m 25 and never had a credit card. I get denied for the regular card, and my bank doesn’t do secured credit cards… I’m a full time student and got turned down for the student card as well. I’ve seen applications online for secured cards that always ask for employer and salary. But I’m a student and would like to use some of my loans to start up some good credit. I’d only use it to pay for utilities and normal things, then pay it off each month.
Where can a student get a secured card?

secured credit application

Jen M asked:


Our mortgage broker gave us some advice to raise our credit score quickly. Action number 1 was to prove we were never late on an account that has been reported as a 30 day late in October of 2006. We received proof from the lender, who apologized and said they would notify the credit bureaus (we are also sending in documentation with a dispute), Action number 2 was to obtain a secured credit card, which we mailed in the application and money order yesterday, and the app said it would be 7-10 days before we receive our acceptance letter, Action number 3 was to negotiate with a collector to delete an account in exchange for full payment. We called the collection agency, and told them that we had no clue what this account could be for, but that we are willing to pay it in exchange for deletion, and they declined. After that, we pulled up our own copy of the Transunion report and it said that account is estimated to be deleted this month. So, my question is, are credit scores refigured after each action on a report, or is it once a week, or once a month based on all actions during that time period?

secured credit application

Todd W asked:


Anyone know where I can find a downloadable business use credit app? Preferrably in an MS word or Excel format. PDF fill in’s are okay too. This would be to secure a loan for things such as automobiles. I could make a fill in MS-Word type form, but it take a lot of time to do so. Thanks!

secured credit application

rubberduckehs asked:


Okay, so I tried to apply for Capitol one first and it denied my application. Then I tried Bank of America and they also denied my application, but offered a secured credit card to me as a preapproval. Could it be because of the two student loans I borrowed? It’s not even disbursed to me yet though. What can I do to qualify? Am I doing something wrong? I am trying to establish credit because I have no credit history, besides the loans I just applied for school like last month and they’re not even given out to me until like August. Thanks

secured credit application

Stella asked:


She tried making several other purchases as well but they were denied. I found out after one of the stored contacted me to ask if it was me that had placed these orders. I said No. After having this checked out, my bank sent me papers stating if I filed charges then they would reimburse me take action on her. Through our towns grapevine she found out I talked to a mutual friend said I would hold off if she was willing to pay me back the money she spent. So what I want to know is, what will take place now? Should her I write out some sort of contract with receipts if so will they hold up in court on her behalf as well as my own? Any links to websites would be appreciated as well as any advice. Im looking for templates online but haven’t found the right one to go with what Im looking for

get a credit card online