Matthew P asked:


Anyone?

get a credit card online

null asked:


I am trying to get my first credit card, but I have been denied after applying for a regular credit card and a store credit card. I then went online to read more about this topic and decided to apply for a secured credit card called, Bank of America Platinum Plus Visa because of how easy it is to get for those with no credit so I sent my application with a money order of $500 for the secured account.

Today I got a letter in the mail saying that I was denied basically because I have no credit and that I will get my money order returned to me by mail.

I did not expect to get denied for a SECURED CREDIT CARD … excuse the caps lock. This just blew my mind. There is no risk on their part! What the [beep] … [crumple the envelope in the palm of my fist]! Why are they even checking my credit history (rhetorical question)!?

Ok, I am calm again. What do I do? Is all hope lost?

secured credit application

Kate asked:


I have a bad credit rating but am interested in a Visa Debit Card (where you preload funds – not the secured kind). If I apply for one will the credit bureau or Visa consider the application to be for credit?

secured credit application

nigjay11 asked:


i just completed my application and submitted a check payment….i forgot that i paid something else and well i have the money in another account at another bank meaning first thing friday morning i can put the funds in the account

my question is do u think the check will clear before friday..??
by tomorrow being a holiday??

thanks
ok so its a missunderstanding. ON ORCHARDBANK.COM i applied for a card and was approved for the secured card. i did the application ONLIne and gave them my check information. THEY ARE going to DRAFT the amount out of my account. HOWEVER i forgot i paid a bill earlier and dont have the funds in my checking account. I have them in another account. FIRST THING friday morning i can get the money n put it in the account. DO U THINK they check has already processed tonite??

secured credit application

Alicia asked:


I’m looking to purchase some of my brother’s Christmas gifts online this year, mainly because I’ve found some good deals. I would like to use my debit card if possible, but I don’t know if I can. I figure this way, I’m only using the money we’ve put back for Christmas spending and avoid using my credit card at all this year.

Can I use my debit card to make online purchases? Or do different sites have different policies regarding this? If so, how would I go about finding this information?

Thanks so much for any help =]
It’s a MasterCard =]
The money on my debit card is not linked to my checking account, just to clarify. The money comes from another source, and I am absolutely not using my credit card this year.

get a credit card online