irobot10 asked:


I am an immigrant (green card) resident of the US. I own my house and have excellent credit rating. My wife recently got her green card and SSN. We asked our local bank for a secured credit card so that she can build her credit. The bank refused the application and demanded that they need a US citizen to cosign for my wife’s credit card, even if we are asking for a card that is secured by our checking account with the same bank. This is absurd because we have joint accounts with this bank from last 5-6 years and have healthy deposits. They wouldnt even let me add her to my existing credit card! We dont know aany US citizen who will cosign for us but thats besides the point anyway. Can the bank discriminate like this?

secured credit application

imagineworldwide asked:


I recently used my debit card to do a couple of online purchases, and suddenly there were 3 transactions worth over $1500 I didn’t make and I’m quite shaken up over it. My bank brought it to my attention and thankfully I was able to cancel my debit card and get re-issued a new one.

I have always been protective of my account and personal information and my online shopping has been quite sporadic. I’m at a loss at how this could have happened.

The question is now, is it possible that this is the end of my problem, or could these thieves have gained further information from me beyond my debit card number?

get a credit card online

Nicola asked:


So im kind of stuck. I need to pay something of for school and i want to use my visa, and i also want to do this with online banking (scotiabank specifically.) Is there a way to pay my bill with my visa and the whole online banking way. Cause i cant seem to find a way.

thanks !

get a credit card online

Daniel C asked:


Okay so im 18 and i got my first credit card. I got it off Wells Fargo, thats where my account is. So online its telling me that i can pay my credit card bill online. I want to do that but im not sure what option to chose when its asking me, Monthly Payment Options. I want my credit to start off good so what option should i choose? here are the options:

Payment In Full Of The New Balance
Scheduled Minimum Payment
Specified Dollar Amount

I was always told to pay a little bit more than the specified amount in the bill so i want to do but im not sure what option i would have to choose in order to pay that bill a little bit more. So can anyone please help me!!?? Thanks
Also if I choose to put in Specified Amount, will i be able to change that specified amount later on?
EX: i put my specified amount to $50 and the bill comes in to $75. Will i be able to change the specified amount?

get a credit card online

mzmoka84 asked:


Has anyone ever heard of Colossus Credit Lending Inc? I filled out an application on credit.com for a personal loan of $15,000 yesterday, and I was contacted today by this company saying that I was approved for the loan. However, the lender has to secure themselves by me making a down payment of 3 months payment on my loan. It sounds a little bogus to me, but I do know that when you take out a loan, unless you have excellent credit the lender requires some type of collateral. And usually if you don’t have any collateral, they won’t lend you anything. I’ve tried to research this company but can’t find anything. Has anyone used this company before? Also, if not, can anyone suggest someplace else that gives bad credit loans?

secured credit application