erin.danu asked:


I have very limited credit history. I started this January. I read that I have to get a few credit cards to build credit history. I have a secured card from Citibank which only has 200 credit limit. A Citibank secured loan for 500. Bank of America gave me 4000 CL for A Worlpoints Platinum Plus Credit Card. I have a ChaseFreedom Mastercard too. Thing is I’m preparing my credit history for a car loan. I applied for other credit cards in one day and got a few rejections… reason being having too much inquiry ( ok, i know i should have not made too many applications but i figured to just do it all at the same time) and too low credit line. But I never missed a payment, I only use 30% of my credit line and pay off more than the minimun balance.
Questions :
How bad will these inquiries affect my chances of a car loan?
How many months should I wait to have this fixed?
How can I increase my credit score?

Thanks!

secured credit application

. asked:


thanks to all who replied to my previous posts. so, with the information I have been given, I know now that I need to get a secured credit card to rebuild my credit. unfortunately, the bank I go to, U_S BANK, does not accept applications that have a bankruptcy listed on their credit report, even one 4 years ago. do you know of any banks that still accept applications for a secured credit card from individuals who have had a bankruptcy?

secured credit application

unknown11233 asked:


I have no credit history and I tried applying for secured cards but I dont know I dont get any reply from the card provider.

Someone please give me links to applications for secured cards to signup for.

secured credit application