Jen M asked:


My fiance mailed out an application and $300 money order to USBank for a secured credit card yesterday. We were just curious if the bank could deny him, and if so, what would be some reasons? The bottom of the application says that it will be denied if the applicant is under the age of 18 or has filed bankruptcy, but are there other reasons he could be denied?

secured credit application

A NURSE asked:


I appiled for a credit card and was approved for a secured one with first preimer bank. The charge you even when you arent making and charges, they even charge if you are approved for a credit limit increase. Each time I apply for a line of credit with a nonsecured credit company I get rejected, but I get applications in the mail everyday. People have been telling me to finance a car to get my credit on track faster, but I am not ready for that responsibilty and besides I already have a car thats paid for. Will I ever be able to get approved for a decent credit card or moreless a mortage.

secured credit application

Shannon B asked:


When you are trying to lease an apartment, what are the main things they are looking for on your credit history in order for an approval? Are they interested in all of your credit card bills and other payments or are they mainly concerned with your rental history and bankruptcy background?

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