A NURSE asked:


I appiled for a credit card and was approved for a secured one with first preimer bank. The charge you even when you arent making and charges, they even charge if you are approved for a credit limit increase. Each time I apply for a line of credit with a nonsecured credit company I get rejected, but I get applications in the mail everyday. People have been telling me to finance a car to get my credit on track faster, but I am not ready for that responsibilty and besides I already have a car thats paid for. Will I ever be able to get approved for a decent credit card or moreless a mortage.

secured credit application

john22 asked:


I want fill out a secure credit application for financing a car, can this affect my credit in anyway? Also, i want to get a quote for car insurance can that affect me in anyway?

secured credit application