tsistarquesttsi asked:


idk which one i should get.. i have some ideas.. just which one do u ppl have a nd do u like it.. which one is the best???
hers are some i was thinkin of..

citi dimond perfered:
0% APR* on balance transfers and purchases for up to 12 months, based on your application and credit history.*
After the introductory period is over, APR on purchases will be as low as a variable 7.74%, based on your application and credit history.*
No annual feeCiti Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
capitol one:Rewards
1% cash back on all regular purchases
2% cash back on purchases at gas stations and major grocery stores
Credit Card Rates and Fees Important Disclosures
Purchase APR: 0% until October 2009;
after that, 13.9% variable
Transfer APR: 13.9% variable
Transfer Fee: $0
Annual Fee: $0
Credit Limit: $500–$10,000

ok i like dont no what all that really means bc im new at this crap.. so pleas help!! thanx

secured credit application

Peace-Maker asked:


….WITHOUT them asking for your credit or debit card number and the expiration date on them. If it’s free, why the info on the credit card? I don’t feel right giving anyone my credit card number over the internet.

10 pts for the most helpful site and links. Thanks in advance!
Most sites seems to offer some sort of dumb trial or offers, and will provide the free reports only if you give them your credit card number. What kind of crap is that?

get credit