Pete asked:


Can a prospective landlord keep a deposit ($500) used to secure an apartment, if the prospective tenant changes his mind about wanting to rent the apartment (in Ohio)? No lease was signed, only an application with an agreement to run a credit report. An application fee ($30.00) was charged, and it was stated that it was non-refundable.

secured credit application

. asked:


thanks to all who replied to my previous posts. so, with the information I have been given, I know now that I need to get a secured credit card to rebuild my credit. unfortunately, the bank I go to, U_S BANK, does not accept applications that have a bankruptcy listed on their credit report, even one 4 years ago. do you know of any banks that still accept applications for a secured credit card from individuals who have had a bankruptcy?

secured credit application

Admiera asked:


I’m hoping to rebuild my credit as my current FICO score is only 596. A couple of months ago I applied for a Target store credit card and my application was rejected. It appears my only hope is to open a secured credit card account or two. However if I’m using my own money for a secured bank credit card, will the bank report monthly? How can a Bank of America secured VISA help me to rebuild my credit?

secured credit application

tushlawal asked:


i applied for a credit card and at the end it stated my application is currently being processed and i woud get something in the mail within 30 days ..does that mean my credit card application was denied..i have a score of 636 , currently have a secure credit card with 300 limit and has never paid late ..i also have one account i am currently disputing on my credit that doesn’t belong to me .PLEASE HELP DOES THAT MEAN I CANNOT GET AN APPROVAL ..I JUST DON’T WANT TO APPLY FOR ANOTHER CARD cos it would initiate another inquiry which looks bad
my credit report shows there was an inquiry made today from that bank i applied for this card 4 days ago does that mean it’s in an approval process

secured credit application

time4sax asked:


I just found out that the dealer were I purchased my vehicle had submitted my application to at least 20 banks/credit unions to get me financed. My credit score dropped 25 points in just 2 days due to the 20 inquiries now showing up on my credit report. Isn’t there a limit on how many places they can submit a credit application? I know I should have secured my own financing before going to the dealer, but I didn’t think they could ruin your credit score like this. Is there anything I can do to have all these inquires removed?

secured credit application