Mcl asked:


I know there is a whole bunch of crappy credit cards I can get but I want a decent one like ( Discover, Citibank,Visa,MasterCard) but I only have average credit which is not great but it isnt poor so I just want to know which one can I apply for and MOST LIKELY get approved for? Would I be able to get a exxon mobile card with average credit? I dont want to get denied keep that in mind…Credit score is about 635.

credit card

Daos asked:


My credit score was near perfect before this and I was reported just once for a small amount of $13. I am desperate and I have no clue what this will mean to me. Please provide some resources if possible!

get credit

Claudia P asked:


I had a lender run my credit, they say only 1 credit bureau has a score on me. I don’t have a credit file with the other 2 major credit bureaus. Can someone guide me as to how I get the other credit bureaus to report on me?

get credit

Double Negative asked:


I see a great deal at a store to open up a credit card and get a prize or a rebate. If I want the big discount I open the credit card and then get the discount but I don’t want or need the credit card at all.

Is it better to close down this new card or keep it open with a zero balance? How does opening and closing account affect my credit score?

credit card

newtobigd78 asked:


Or any other high-demand credit cards, like American Airlines, Amazon, etc.? I know you can get Orchard Bank and other low-demand cards easily. Thanks.

get credit