Daniel C asked:


Okay so im 18 and i got my first credit card. I got it off Wells Fargo, thats where my account is. So online its telling me that i can pay my credit card bill online. I want to do that but im not sure what option to chose when its asking me, Monthly Payment Options. I want my credit to start off good so what option should i choose? here are the options:

Payment In Full Of The New Balance
Scheduled Minimum Payment
Specified Dollar Amount

I was always told to pay a little bit more than the specified amount in the bill so i want to do but im not sure what option i would have to choose in order to pay that bill a little bit more. So can anyone please help me!!?? Thanks
Also if I choose to put in Specified Amount, will i be able to change that specified amount later on?
EX: i put my specified amount to $50 and the bill comes in to $75. Will i be able to change the specified amount?

get a credit card online

mobaxus asked:


I’m new to the credit card scene and am wondering how the minimum payment is calculated. Is it based on your credit limit or is it based on your present balance?

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