MedeivelReign asked:


I’m 25 and never had a credit card. I get denied for the regular card, and my bank doesn’t do secured credit cards… I’m a full time student and got turned down for the student card as well. I’ve seen applications online for secured cards that always ask for employer and salary. But I’m a student and would like to use some of my loans to start up some good credit. I’d only use it to pay for utilities and normal things, then pay it off each month.
Where can a student get a secured card?

secured credit application

mrmcpeach2000 asked:


I have bad credit and am trying to build it back up. I can’t get an unsecured card and have been looking for a secured card. They’ll usually give me about a $300 limit, but then they want a monthly fee or annual fee, a one time set up or application fee and a bunch of other little fees. I refuse to be ripped off like this. By the time you pay all the fees it can often cost over $200 just to get a $300 card and often you can’t use the card until you pay back the initial fees. Can anyone point me towards a secured card which doesn’t seem like a total scam?

secured credit application